Setting Your Monthly Budget Before Mortgage Pre-Approval
Setting Your Monthly Budget Before Mortgage Pre-Approval is Crucial!
Reducing Your Debt to Income Ratio
Selling your home can be an exciting but challenging journey. To ensure a smooth and successful home sale, you must pay close attention to three key elements: price, location, and condition.
5 Things to Do when Getting Ready to Sell
It may be overwhelming to think of what you need to do in order to list your home. Continue reading to learn 5 things you can work on each weekend to help your home be ready to list before you know it!
Factors to Determine a Home's Worth
Pricing homes is not as simple as you think. There are many factors that come into play. Watch this video to learn more!
Homebuyers First Steps
Buyer a home is an exciting experience! But do you know what you should start with?
The Keys to a Successful Home Sale: Price, Location, and Condition
Selling your home can be an exciting but challenging journey. To ensure a smooth and successful home sale, you must pay close attention to three key elements: price, location, and condition.
Is the Market Shifting?
As your trusted realtor, I believe it's vital to keep you informed about the current trends and potential shifts in the real estate market. Recently, there's been a buzz about a possible market shift, and I'm here to shed light on what this means for both buyers and sellers.
Why Timing the Market Isn't the Key: The 22-Year Tale of Steady Interest Rates and Soaring Property Values
Did You Know? Between 1971 and 1993, the real estate market witnessed a unique phase: while interest rates stayed remarkably stable, property values didn't just rise — they quadrupled! This period stands out in economic history, offering valuable insights into today's real estate decisions.
Why This Matters: This 22-year period is a powerful example of how complex and unpredictable the real estate market can be. It's a reminder that while market conditions are essential to consider, they shouldn't be the sole factor in deciding when to buy a home.
So, When to Buy?
🏡 Personal Timing Over Market Timing: The key takeaway from this historical period is clear: the best time to buy a home is when you're ready — financially, emotionally, and in terms of your family's needs.
Financial Stability: Is your financial situation stable enough for a long-term investment like a home?
Family Needs: Does the property align with your family's lifestyle, size, and future plans?
Remember, buying a home is one of life's biggest decisions and should align with your personal circumstances more than the fluctuations of the market.
Navigating the Home Buying Maze: Tips for Keeping Showings Straight
Are you on the hunt for your dream home? House hunting can be an exciting but overwhelming experience, especially when you're viewing multiple properties in a single day. To help you stay organized and make the best decision, we've put together a list of buyer tips that will ensure you don't mix up the details of each home.
Appraisal Gap Coverage
What is appraisal gap coverage and how can it help you in a bidding war?
Broom Clean
Leaving your home in broom clean condition is an essential part of the real estate contract.
Debt to Income Ratio
Your debt to income directly impacts the amount you qualify for in a mortgage.
Market Dictates Price
No matter what you list your home for, it is going to sell for what the market is willing to pay for it.
A Guide to Buying your First Home in 2022
Ready to buy your first home in CNY in 2022? Home With Us Realty Group specializes in helping first-time home buyers like you find their dream property in the Syracuse area.
10 Commandments When Buying a Home
10 things you shouldn’t do when buying a home with a mortgage.
Financial Diet
A financial diet helps you evaluate where you are spending money and make adjustments to decrease your monthly spend.
Late Credit Card Payments
Late credit card payments have a very negative impact, especially when buying a home. There are several things you can do to prevent a late payment.
Pre-Approval
Pre-approval is super important when buying a home. A pre-approval tells you how much house you can afford, you need to have this document for offers, and some sellers require pre-approval or proof of funds before allowing you to tour their home.
What to Check on Your Final Walk-Through
The final walk-through on your new home is an exciting event. It means you have successfully maneuvered through negotiations, inspections, and financing approval, and are on the verge of signing your closing papers. Most buyers attend the final walk-through with thoughts of furniture placement and paint colors in their heads. But the walk-through is about more than just making sure your favorite chair will fit by the fireplace. Be sure to do your due diligence to make sure there are no issues that should be resolved before you reach the closing table.
Earnest money deposit
What is an earnest money deposit? Why is it important? How can a higher amount help you in a multiple offer situation?